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Pakistani men carry the body of a teacher, who was killed by gunmen, from a hospital for burial in Swabi, Pakistan, Tuesday, Jan. 1, 2013. Gunmen in northwest Pakistan killed five female teachers and two aid workers on Tuesday in an ambush on a van carrying workers home from their jobs at a community center, officials said. (AP Photo/Mohammad Sajjad)
Pakistani men carry the body of a teacher, who was killed by gunmen, from a hospital for burial in Swabi, Pakistan, Tuesday, Jan. 1, 2013. Gunmen in northwest Pakistan killed five female teachers and two aid workers on Tuesday in an ambush on a van carrying workers home from their jobs at a community center, officials said. (AP Photo/Mohammad Sajjad)
SWABI, Pakistan (AP) ? Hundreds of Pakistani villagers have turned out for the funerals of aid workers and teachers who were gunned down by militants in the country’s northwest.
Family and friends on Wednesday buried two of the female teachers, along with a female health worker and a male medical technician.
The four were among seven people killed Tuesday on their way home from a community center in the town of Swabi where they were employed by a non-governmental organization.
There has been no claim of responsibility, and no arrests have been made.
The director of the NGO said he suspected the attack might have been retribution for the group’s work helping vaccinate Pakistani children against polio.
Many militants in Pakistan view the vaccination campaigns as cover for western espionage.
Associated Press
Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2013-01-02-AS-Pakistan/id-29a7b9b0489b4e7281aa767ecbefd393
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§ December 25th, 2012 § Filed under hail § Tagged Home § No Comments
Raul Ibanez is headed back to Seattle. Again.
Ken Rosenthal of FOXSports.com reports that the Mariners have signed the free agent outfielder, and WFAN?s Sweeny Murti adds that it?s a one-year contract. No word yet on the financial terms.
Ibanez was drafted by Seattle in the 36th round of the 1992 MLB Amateur Draft and spent the first five seasons of his major league career there. He then returned in 2004 and struck around through 2008.
The 40-year-old hit .240/.308/.453 with 19 homers and 62 RBI in 130 games this past summer for the Yankees before slugging three home runs in eight postseason games. He?ll probably start in left field for the M?s against right-handed pitching.
***********************
UPDATE, 9:18 PM: Daniel Barbarisi, Yankees beat writer for the Wall Street Journal, says Ibanez will get $2.75 million in 2013. He can also earn another $1.25 million via performance-based incentives.
Source: http://hardballtalk.nbcsports.com/2012/12/22/mariners-reach-agreement-with-free-agent-raul-ibanez/related/
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Tedesco Home Improvvement and Remodeling Brigantine NJ serving Atlantic County. We specialize in kitchen and bath remodels, room additions, tile work and handyman jobs in Atlantic City.With over 30 years in the industry, an exceptional eye for detail, insistence on the highest-quality materials, and constant communication with our clients, we at Michael Tedesco Building & Renovations, LLC have built a reputation as the area?s premier home improvement and renovation specialists.
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INDIAN WELLS, Calif. (AP) ? After a week without power at his home in Connecticut, the New York Yankees‘ Brian Cashman arrived at the general managers’ meetings ready to do business.
The weather was hot, but the trade market was not.
“Do I have something I’m looking to execute while I’m out here? No,” he said Tuesday night. “Whatever agents are here, I’ll meet with the agents and then obviously have a chance to engage the 29 clubs. I’ve been with them a few times already. I think there’s certain guys that I’ve been made aware of, but for the most part I think it will be unfolding quietly.”
The annual GM meetings, back in the Coachella Valley for the first time in seven years, start just a week after the World Series and often spark discussions that lead to trades and signings later in the offseason. The winter meetings, where teams send larger delegations from their organizations, are scheduled for Dec. 3-6 in Nashville, Tenn.
While teams feel each other out to try to determine what trades are possible, Cashman repeated he doesn’t anticipate inquiries about Alex Rodriguez, who was benched during the playoffs. A-Rod has $114 million and five years left on his contract
“I don’t see that happening,” Cashman said.
The formal part of the meetings start Wednesday, with mornings devoted to briefings by Major League Baseball and administrative discussions. Expanding instant replay to fair-foul calls down the lines and to traps figures to be an offseason-long discussion along with protective headgear for pitchers. A report is on the agenda for the winter meetings.
Cashman said his power at home was restored Sunday, nearly a week after Superstorm Sandy hit. In contrast to the cool weather back home, the high temperature in the Palm Springs area Tuesday was 93 degrees.
Talk about Hot Stove League.
At least publicly, Cashman was reticent to reveal which agents he planned to talk with because of anti-collusion rules put in place a few years ago after concerns raised by the players’ association.
“I’m not allowed to say if I’m going to meet with anybody or talk to anybody or if I don’t want to talk to anybody,” he said. “I got a whole rundown.”
Source: http://news.yahoo.com/hot-stove-league-mlb-gms-arrive-meetings-041121153–mlb.html
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§ October 12th, 2012 § Filed under hail § Tagged Home § No Comments
REThink Real Estate
Tara-Nicholle Nelson
Inman News?
Q: What is your take on online home value estimates on houses? My real estate person says they shouldn’t be paid attention to, but I think they’re pretty close. What do you think?
A: Monitoring online home value estimates is a fixation of many a Web-savvy real estate consumer. It can be more than a little addictive to watch the value of your own home, the homes in the areas you’d like to live, and even, some say, your friends’ and relatives’ addresses move up and down with the market. I strongly believe that these estimates can be useful, if you understand how they are determined, how they can be skewed, and what they should and should not be used for.
Let’s explore precisely these issues now:
1. Understand how these home value estimates are determined. Ten years ago, if you wanted to get any sort of idea what a home might be worth, you had to consult with a real estate agent (or a few, if you wanted to get to a relatively reliable number), hire an appraiser (at the cost of a few hundred bucks) or, well, sell the house! I say that because the well-accepted definition of a home’s value is entirely dependent upon what a qualified buyer would pay for it at any given moment, in an arm’s-length transaction (“arm’s length” simply indicates that it’s not an insider deal, but rather a deal between strangers).
This means that a home’s value changes over time, reflecting market dynamics like supply, demand, interest rates and the mortgage lending environment, so ultimately, any projection of a home’s value is truly only an estimate unless and until the home is sold — then, the sale price is the definitive answer of what the property was worth at closing.
This also means that the best way to estimate a home’s value is to look at what similar, nearby homes have actually sold for, as close as possible to the time the home’s value is being estimated. That’s what appraisers do; that’s what real estate agents do; and that’s ultimately what these online home value estimates attempt to do.
These websites build algorithms, just a funny word for calculations, that do their best to replicate the home value estimation process of real estate professionals, by pulling a description of your home from the public records available from your city or county, pulling other publicly available records of the recent sales prices of similar or comparable homes in your area, and making mathematical adjustments to create a rough estimate of your home’s price based on how similar or different it is from the “comparables” (especially on measurable factors like number of bedrooms, bathrooms and square footage) and how your overall local real estate market has moved in the time since those comparables actually sold.
2. Understand the margin for error and the factors that make your own home’s estimate more or less reliable. Keep in mind that the key difference between an automated online estimate of a home’s value and the estimate your appraiser or agent might provide is the fact that the latter are professionals (and humans!), with the ability to detect physical, aesthetic, condition and location nuances that a computer relying on public record data will simply never be able to appreciate. As a result, online estimates have a much larger margin of error than the estimates of human professionals typically do.
Many online sources actually provide the data on how accurate (or inaccurate) their home value estimates are on a monthly, city-by-city basis, if you snoop around in the fine print portions of the website. I’ve seen some say they are as accurate as being within 7 percent of the home’s later sale price, on average, in a given town, and others say they are as inaccurate as 40 percent or more off in a city. That would mean that on average, in a specific town, homes actually sell for 40 percent more or less than the value estimate the site provided for that same property in the month that it sold!
And that’s really inaccurate. The error potential for online estimates is precisely why most real estate agents find them to be wildly unreliable, especially when they can offer you a human, professional estimate (of course, sellers probably think that human professionals have other issues, like bias, which is sometimes true, but the subject of a different article!).
One way you can begin to assess how accurate your home’s estimate is likely to be is to understand the circumstances that impact these estimates’ reliability. Automated online estimates are more likely to be accurate when:
- The home and surrounding homes are newer (public records are more likely to be accurate for newer homes).
- Your home has not had many unpermitted upgrades or additions.
- Your home is located in a tract or subdivision where most surrounding homes are similar aesthetically and otherwise.
- Your home is located in a neighborhood, district and town where the areas within a few miles’ radius are relatively similar in school district quality and desirability to buyers.
On the other hand, automated online estimates are less likely to be accurate when:
- Your homes and surrounding homes are older.
- Your home and/or surrounding homes have had lots of changes and additions over the years.
- Your home is located in an area where nearby properties vary widely in style, size, even usage types (i.e., you have single-family homes, apartment buildings, condos and commercial properties all in the same area).
- Your home is located near the boundary of a city, county, school district or neighborhood that is very different from yours.
3. Be careful what you use estimates for. Because of these strengths and weaknesses, it’s critical that you be very careful what you use online home estimates for.
I believe that the best uses are to track movements in the value of your home and your area’s homes over long periods of time, like you might want to do if you are considering refinancing when you get to a certain value or if you want to apply to your lender to have a private mortgage insurance policy removed at a certain value benchmark.
You also might use these online estimates to determine whether your home’s value is so far off from its tax-assessed value that you should consider applying to have the assessed value reduced.
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Source: http://www.southphillyreview.com/real-estate/what_not_to_use_online_home_value_estimates_for-173727151.html
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§ September 26th, 2012 § Filed under hail § Tagged Home § No Comments
If you dig Quentin Tarantino flicks, an eight movie, 10-disc Blu-ray boxed set is on the way that will probably pique your interest. Lionsgate and Miramax are collaborating on the Tarantino XX set, which captures 20 years of the filmmaker’s career and includes Reservoir Dogs, True Romance, Pulp Fiction, Jackie Brown, Kill Bill Vol. 1, Kill Bill Vol. 2, Death Proof and Inglourious Basterds. Additionally, there’s special collectible packaging and artwork (shown after the break, along with the press release and full list of specs) and the two extra discs are filled with five hours of all new bonus interviews, retrospectives and the like. It seems unlikely to answer the mystery of what was in Marcellus Wallace’s briefcase, but it will be available November 20th with an MSRP of $119.99, although Amazon is currently listing it at $83.97.
Continue reading Tarantino XX Blu-ray set brings 20 years of Quentin, eight movies and ten discs home November 20th
Filed under: Home Entertainment, HD
Tarantino XX Blu-ray set brings 20 years of Quentin, eight movies and ten discs home November 20th originally appeared on Engadget on Sun, 23 Sep 2012 23:22:00 EDT. Please see our terms for use of feeds.
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Source: http://www.engadget.com/2012/09/23/tarantino-xx-blu-ray/
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Anchorage, Alaska is regarded for its cold, sub-arctic weather. As a result, it is essential for homes in Alaska to be appropriately warmed and appropriately secured against the outside elements. Anything less and the resulting effects can go from myriad of roofing system problems to an assortment of wellness problems due to winter.
A vital component of keeping homes in Alaska heated and appropriately defended against the outside elements is to correctly seal and insulate them. Appropriate insulation and sealing guarantees that households in Anchorage, Barrow, even Juneau are conveniently cozy. This also decreases the issues connected with punctures and cold wetness within the house. Yet another element that justifies keeping residences heated is properly sustained windows.
In addition to offering your home a visual appeal, windows play a vital component in stabilizing the indoor temperature of your residence. They moderate the temperature inside vis-a-vis the weather outside for you to feel just right whenever you are inside your residence. However, if you feel a bit frosty inside your home, there could be something unfit with your windows.
It is very important that individuals know when to replace their windows and the time to keep them or simply repair them. One should ask themselves if the windows Anchorage homes like theirs possess stay fine or should be fixed. Otherwise, these windows should be changed by newer, more firm structures. Most of the time, changing a window gives the home a fresh make over and also effectively re-seal it against the weather outside.
In the event of window replacement Anchorage homes like yours could require, people can choose from conveniently offered choices that aren’t lacking in looks as well. There are double-pane windows, which have better insulation, and double-hung windows that could be opened from the top and the bottom. For easier cleansing, you could opt for mullions, which also have a classic look or tilt-out windows which could be cleansed from within the house.
Installing windows in an Anchorage home can suggest the distinction between struggling from unbearable cold or getting a kick out of the warm coziness of your residence. Whatever the case may be, proper windows Anchorage AK homes have to have are the key to staying your house well-insulated from the cold. Understand even more about window replacement by logging on to kiplinger.com/magazine/archives/everything-you-need-to-know-about-replacement.html.
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§ August 30th, 2012 § Filed under hail § Tagged Home § No Comments
Home improvements for increasing property value whether as part of a professional career rehabbing properties or for your own residence are often misunderstood. Some can do wonders for creating profits and helping homes to sell faster and for top dollar, while others end up costing homeowners and real estate investors a ton of money.
So what are some of the worst home improvement moves being made this year?
1. Screened Enclosures
Replacing broken screens is one thing and can help curb appeal but building or rebuilding screened enclosures from the ground up isn?t cheap and is unlikely to add anything to the bottom line of your property value. This is especially true when placing a screened enclosure on an outdated home which would probably be torn down by the next round of buyers anyway.
2. Swimming Pools
Swimming pools are neither cheap nor fast to put in. Yes, they can add significant sums to property value but they can also lengthen the selling process, increasing holding costs and make the home unappealing during construction. If every other home in the neighborhood has on, that is one thing, however today many home buyers don?t want the added cost a pool brings.
3. Additions
Garage, bathroom and bedroom additions have been repeatedly listed as some of the worst home improvement choices when it comes to ROI. In fact it seems they rarely return half of what is invested. Compare this with the return, speed and simplicity of adding a deck or a steel entry door which is said to return an average of 129% of the money spent. Of course there are always exceptions.
4. Home Office Remodels
This is a slightly perplexing one on the list when you consider the huge trend in working from home today. However, it could be that some homeowners are spending too much remodeling offices and restricting variety in use, where new buyers may want to have the flexibility in re-structuring these rooms for their own maximum productivity.
5. Poor Color Choices
It has been said again and again that anyone redecorating or making home improvements for resale purposes should stick to a neutral palate for maximizing appeal, yet some still insist on breaking out the bright pink paint or hire painters who have trouble differentiating between peach, salmon and off-white.
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Source: http://www.cthomesllc.com/2012/08/5-worst-home-improvement-choices-of-2012/
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I recently got into a debate with my brother. With so many recalls over dog and cat food (most recently, a bag of ‘Taste of the Wild’ dry food for dogs was sent back to the store), has anyone considered home cooking for their pet? My brother suggested I cook some brown rice, plain de-boned chicken in broth, add some potatoes, and mush it all up.
In my research, I came across a blog that stated dogs do not digest vegetables and vegetables found in current dog food (wet and dry) have been pre-digested. Does anyone know if this is true? For years I’ve been buying dog food with vegetables thinking it was good for my dogs.
What are your thoughts on this? I like to buy my dogs high quality food (since my older dog is 11) but $4 (CAD) for a tin of can food seems pricey – especially since it would last 3 meals, at most!
Source: http://forum.dontpayfull.com/3114-commercial-dog-food-vs-home-cooking
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